PNO Insurance: Protect your property when you are not using it
Non-Occupying Owner insurance covers owners whose accommodation is vacant, rented or made available, in addition to tenant insurance.
Contact us SubscribeWhat is PNO insurance?
Protection of unoccupied buildings
Insures unoccupied property (vacancy, rental, free use) against fire, water damage, theft, glass breakage, etc.
Compulsory civil liability in co-ownership
Since the ALUR law of 2014, mandatory for all non-occupying co-owners.
Supplement to tenant insurance
Covers claims outside tenant policies (e.g. construction defects, tenant default, etc.).
Why subscribe?
Peace of mind in the face of disasters
Protects your assets and covers structural assets, liability and uncollected rent.
Additional options
Legal protection, unpaid rent guarantee, rental vacancy, neighbor recourse, etc.
Tax-deductible bonus
Premium deductible from property income according to the actual system.
Indicative budget
The average annual cost of a PNO is between €60 and €200, depending on the surface area, location, guarantees, furnished status, etc.
Protect your unoccupied property today
Benefit from tailor-made coverage that complies with the law, is easy to manage, and provides reassurance for both you and your tenants.
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